Our products: The next step in all-risk insurance...

ALL RISK & ALL COST

Our insurance solutions are aimed at private individuals, collectors and institutions with special requirements. We secure works of art, high-quality collections, luxury real estate and exclusive properties — wherever standard solutions are not sufficient.‍ With the “All Risk & All Cost” principle developed by us, we have created a real innovation: a protection concept that is more comprehensive than anything the market has offered so far.

Content and buildings at home and abroad

Indigo - All Risk & All Cost: A new dimension of protection

Indigo offers private individuals an insurance solution that covers works of art, collections, valuables, household goods and buildings worldwide in a single multi-line policy. The core is all-risk coverage: Everything that is not expressly excluded is insured. Our innovation is the all-cost principle: For the first time, all costs arising in connection with insured damage are covered — except those that are explicitly excluded. Indigo is thus setting new standards in terms of transparency and scope of services.‍

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All Risk & All Cost

Worldwide protection including risk of carrying valuables

Valorization through evaluation service and security advice

Short terms & conditions

private and corporate collections

Umbra — special protection for art collections

Umbra applies Indigo's innovative All Risk & All Cost principle to the specific requirements of art collections. Whether individual works or extensive collections: Umbra offers worldwide protection that adapts flexibly to the structure and value of every collection. All-risk coverage ensures that all risks that are not expressly excluded are covered. It is supplemented by all-cost insurance, which covers all costs associated with damage, unless they are explicitly excluded.

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‍‍Umbra thus offers art collectors a solution that combines cutting-edge insurance concepts with a deep understanding of the special requirements of the art market.

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What we offer you:

All Risk & All Cost
Evaluation service and backup advice
Comprehensible and brief conditions

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art trade, exhibitions, institutions

Karmesin — Your Curated Protection

Karmesin richtet sich an Galerien, Auktionshäuser und Museen und bietet einen umfassenden, weltweiten Versicherungsschutz. Das Produkt basiert auf dem bewährten All-Risk-Prinzip und ist speziell auf die Anforderungen des Kunsthandels und institutioneller Einrichtungen zugeschnitten. Dank eines übersichtlichen und kompakten Bedingungswerks erhalten unsere Kunden maximale Sicherheit bei gleichzeitig hoher Transparenz und einfacher Handhabung.

Karmesin steht für eine verlässliche und flexible Absicherung, die auf die besonderen Bedürfnisse von Kunsthändlern, Museen und Ausstellungsveranstaltern zugeschnitten ist. Mit Karmesin gewährleisten wir Professionalität und Sicherheit.

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