Our Products: The Next Step in All Risk insurance...

ALL RISK & ALL COST

Our insurance solutions are tailored for private individuals, collectors and institutions with exceptional needs. We protect artworks, high-value collections, luxury real estate, and exclusive properties — wherever standard options fall short. ‍ With our innovative “All Risk & All Cost” principle, we have developed a groundbreaking protection concept that is more comprehensive than anything currently available on the market.

Contents and Buildings Worldwide

Indigo - All Risk & All Cost: A New Dimension of Coverage

Indigo provides private individuals with an insurance solution that covers artworks, collections, valuables, household contents and buildings worldwide under a single multiline policy. At the core is the All Risk coverage: everything is covered except what is explicitly excluded. Our innovation is the All Cost principle: for the first time, all costs incurred in connection with an insured claim are covered — except those explicitly excluded. Indigo sets new standards in transparency and scope of benefits.‍

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All Risk & All Cost
Worldwide Coverage Including Transit Risks for Valuables
Valuation Service and Security Consultation
Clear Policy Terms
Private and Corporate Collections

Umbra — Specialized Protection for Art Collections

Umbra applies the innovative All Risk & All Cost principle from Indigo to meet the unique needs of art collections both domestically and internationally. Whether individual pieces or extensive collections: Umbra offers worldwide coverage that adapts flexibly to the structure and value of each collection. The All Risk coverage ensures that all risks are insured, except those explicitly excluded. This is complemented by the All Cost component: all costs incurred in connection with a claim are also covered, unless explicitly excluded.

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‍‍Umbra provides art collectors with a solution that combines a contemporary insurance concept with a deep understanding of the specific requirements of art collections.

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What We Offer You:
  • All Risk & All Cost
  • Valuation Service and Security Consultation
  • Clear and Concise Policy Terms
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Art Trade, Exhibitions, Institutions

Karmesin — Your Curated Protection

Karmesin is designed for galleries, auction houses, and museums, offering comprehensive, worldwide insurance coverage. The product is based on the proven All Risk principle and tailored specifically to the needs of the art trade and institutional organizations. With a clear and concise policy framework, our clients benefit from maximum security, combined with high transparency and ease of use. Karmesin stands for reliable and flexible coverage, tailored to the specific needs of art dealers, museums, and exhibition organizers. With Karmesin, we ensure professionalism and security.

Our Services

Support through an extensive network (e.g., restorers, freight forwarders)
Valuation service and security consultation
Clear and concise policy terms
Network Partners

Additional Insurance Solutions from Our Network

In addition to protecting collections and high-value assets, we also assist our clients with other insurance matters. Thanks to our selected network of partners, we can connect you with specialized experts upon request.

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‍‍Feel free to reach out to us if you need support or solutions in the following areas:

  • Classic Cars and Luxury Vehicles
  • Yachts
  • Specie, Cash & Transit, Jewellers Block
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Ready for the Next Step?

Whether it’s a personalized consultation or an initial introduction – we look forward to hearing from you.

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